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The Loan Process
Have you found the perfect home? Ready to make an offer? Let us help you make the loan process simple.
Understanding rates and points
The interest rate on your loan is used to calculate your monthly payment. A lower interest rate will have a lower payment while a higher interest rate will have a higher payment.
Paying points can help lower your interest rate. Points are fees paid by the borrower to the lender at closing. Each point is worth 1% of the loan amount. So if you have some cash to pay up front points can help you lower your interest rate and interest paid over the life of the loan, but if you’re short on cash up front then less points would probably work better for you.
Understanding the loan process
Foundation Financial Group has created an efficient and simple process to get your loan closed quickly.
Whether you apply online or over the phone everything happens in our operations and sales center. This simple process puts you in your new home faster.
>> Apply Online
To start, select a program you are interested in:
>> or Call us 1-866-FFG-1001
